Financial Security Program - Exclusively for Members of KPC

Whole Life Insurance Plans

Available coverages of life insurance from $10,000 to over $1,000,000.

One in two men and one in three women will contract some form of cancer. 1

Accidental injuries are the No. 5 cause of death in the U.S. 2

Every 44 seconds someone in the U.S. has a heart attack. 3

1. U.S. National Cancer Institute Surveilance Epidemiology and End Results (SEER) Database, based on incidence and mortality data from 2008 through 2010.

2. U.S. Centers for Disease Control, Death Rates in 2010.

3. American Heart Association, Heart disease and stroke statistic-2013 update

Benefit Available
Simplified issue - No medical exam 1
Lump-sum death benefit for burial expenses, offsetting debts and other needs
Early payout of death benefit in case of terminal illness
Added payout in case of accidental death - typically optional
Early partial payout of death benefit in case of critical illness
Income for a benficiary up to age 85 *
Optional annual birthday gifts to a beneficiary up to age 22 *
Optional tuition assistance for a benficiary for higher education and/or full-time military enlistment *
Optional supplementary income for a benficiary for life or to age 65 *

1 Issuance of the policy may depend on the answers to health questions in the application process.

* Optional benefits provided by rider(s)(an addition to your policy). Products and riders may not be available in all states. Benefits become available only upon the death of the Insured. The named Rider Beneficiary must be alive to receive benefit payments, which will cease if he/she dies prior to the end of the term stated in each rider. Rider premiums will cease at the completion of rider benefits or if the rider terminates for any reason. College tuition assistance is paid over a maximum of 4 annual payments for a qualifying institution or military service. This benefit must commence by age 22.